| dc.description.abstract | To design and implement a proactive real time fraud detection system tool for banks, it is key to consider
the use of a multi agents system in order to achieve this. In this paper after having a chance to meet
several system users, bank auditors and experts in charge of diverse risk management activities inside
several commercial and community banks, I will introduce a multi agent based system which integrates
the knowledge and the opinions collected during the meetings, to designed a prototype of pure reactive
agents intended to detect fraud using rules set to determine suspicious activities and transactions in the
banking system. The prototype is intended for the management of fraud detection situations where system
users and auditors are collaborating according to a three-phase detection process. In the first phase users
and auditors, respectively, an effective environment to explicit their knowledge, select the most likely
fraud attack components. In the second phase, the components are structured into rules that act as
thresholds used for monitoring each account that is transacted into in the core system. In the third phase
an alarm is raised for each threshold reached .The success to a solution of this kind depends to a large
extent on a proper definition of rules that determine a suspicious event. | en_US |
