| dc.description.abstract | This study sought to establish the factors influencing performance of revolving loan fund
programme among women groups in Kiambu County, Kenya. The objectives of the study
were; to determine the influence of level of education among group members on the
performance of revolving loan fund, to establish the extent to which management practices influences the performance of revolving loan fund, to assess how entrepreneurial
competences influence the performance of revolving loan fund among women groups and to assess how demographic factors influence the performance of revolving loan fund among women groups. Descriptive research design was used in this study. The study was conducted within Kiambu County. Target population was 1275 respondents in the 85 active registered
women groups in Kiambu County. The management and the members of the groups formed
the target population. For purposes of this study, the target population was stratified into
executive group officials, committee members and the general members. From each stratum
the study utilized simple random sampling to select 128 respondents. Random sampling was
preferred because it minimizes the sampling error in the population. The use of survey
method of data collection was chosen for this study. The study further used semi structured
questionnaires containing closed ended and Linkert scale questions to collect primary data.
Questionnaires were administered to the respondents through drop and pick method. In this
study, a pilot study was carried out on 10 respondents who were excluded in the actual data
collection. The researcher administered the instruments personally to the respondents. The
researcher applied for a permit from National Council for Science and Technology before
embarking on the study. In this study, a descriptive approach to data analysis was used to
analyze collected data to establish the factors influencing performance of revolving loan
fund among women groups in Kiambu County, Kenya. Quantitative data collected was
analyzed using SPSS and presented through percentages, means, standard deviations and
frequencies. The information was displayed by use of tables. From the findings the study
established that there is a dire need to provide education and business training to enhance the
financial management skills of the borrower. The study also revealed that poor management
practices had a negative influence on the performance of revolving loan fund. The study
found that lack of entrepreneurial competences had a negative impact on the performance of
revolving loan fund among women groups. The study found that demographic factors had a
negative influence the performance of revolving loan fund among women groups. The study
recommends that there women in “Chamas” need to educate as borrowing and repayment
procedures as this can highly help to reduce loan default repayment rate. There is need to
provide training on good management practices, this will help to reduce multi-practices
within the group as the members will act as a check to one another thus in overall enabling
the group members conduct to be good preventing corrupt cases that may arise. | en_US |
